Apollo Agriculture

Apollo Agriculture is a Nairobi-based agri-fintech company founded in 2016. It focuses on supporting smallholder farmers with integrated farming services. The company combines access to farm inputs, credit, agronomic advice, and crop insurance. This model helps farmers improve productivity and manage risks. As a result, farming becomes more reliable and commercially viable.

The company uses a technology-driven credit system to assess farmers. It applies machine learning, satellite imagery, and farm data to evaluate creditworthiness. This allows farmers without formal financial records to access input loans. Farmers then redeem inputs through local agro-dealers. Repayments align with harvest cycles, which makes financing more practical and accessible.

Apollo Agriculture also provides agronomic support throughout the season. Farmers receive guidance on planting, fertiliser use, pest control, and crop management. In addition, crop insurance protects against risks such as drought and disease. This support reduces losses and improves yield stability over time.

The company works with thousands of farmers and a wide network of agro-dealers across Kenya and Zambia. These partnerships strengthen supply chains and improve access to agricultural services in rural areas. At the same time, they expand market participation for smallholder farmers.

By combining finance, technology, and advisory services, Apollo Agriculture improves farm productivity and income. It supports financial inclusion and promotes efficient farming practices. Its model strengthens smallholder farming systems and contributes to food production and rural economic activity.