ACRE Africa
ACRE Africa (Agriculture & Climate Risk Enterprise Ltd.) is a Kenyan-based agritech and insurance intermediary that provides climate risk and agricultural insurance solutions for smallholder farmers across Africa. The company focuses on reducing farming risks linked to weather variability and improving resilience in rural agricultural systems.
Founded in 2009 and formally established in 2014, ACRE Africa evolved from the Kilimo Salama initiative. It has since expanded its operations across multiple countries, including Kenya, Rwanda, Tanzania, Zambia, and Nigeria, while supporting projects in other African markets.
ACRE Africa specializes in index-based insurance products that protect farmers against risks such as drought, excessive rainfall, floods, and livestock losses. The company uses satellite data and weather station measurements to monitor conditions and trigger automatic payouts when predefined thresholds are reached. This approach reduces delays, lowers administrative costs, and improves access to affordable insurance.
In addition to insurance, ACRE Africa offers advisory services that support better farm management. These include training in good agricultural practices, record-keeping, and risk mitigation strategies. By integrating insurance with advisory support, the company enables farmers to make informed decisions and improve productivity.
The organization also plays a key role in strengthening agricultural value chains. Insured farmers are more likely to access credit, invest in quality inputs, and adopt climate-smart practices. This contributes to improved yields, higher incomes, and reduced vulnerability to climate shocks.
ACRE Africa has reached millions of smallholder farmers across the continent, providing protection against climate-related losses and supporting food security. Through its combination of insurance innovation, digital risk assessment, and farmer-centered delivery, the company contributes to building a more resilient and sustainable agricultural sector in Africa.